I Want a Safe, Balanced Loan Portfolio

By Mathew Stuart at Greater Wayne Community FCU

This document is intended to give a credit union a complete road map to create a report useful to lenders, collectors and executive management. This road map will take the user from the very beginning point all the way through to the end of the process and the evaluation of the report using the referenced CU*BASE options to mine the data and track findings.

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What is the Goal?

Using this booklet, you will be able to view and evaluate your loan portfolio to analyze which loan categories need more or less risk. Determine which loans need more attention and which loans the credit union needs to cut back on. Determine if you are taking on too much risk or not enough.

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